Dental Insurance

Most dental insurance benefit plans operate on a calendar year.  If you do not use your benefits during a particular year, they do not carry over to the next year.   To take advantage of your 2010 dental insurance benefits, call today to schedule a dental appointment.  As the year draws to a close, most schedules begin to fill up so take care of your dental and overall health before the holiday rush begins.

FSA Plans

If your employer provides a Flexible Spending Account (FSA), you may only have until the end of the year to take advantage of the funds you have contributed to your account.  Most FSA plans have a “use it or lose it” policy, meaning that the funds you have not used by the end of the year (or whatever date your employer has set up) will no longer be available to you.  These unused funds are forfeited to the company when not used by the contributing employee.  If you have money still available in your FSA account, take the opportunity to use those funds before you lose them by scheduling any necessary dental or medical appointments now. 

Care Credit

Care Credit is the leading third party financing option for medical, veterinary and dental needs.  Care Credit provides zero interest and low interest plans to pay for health care needs.  Care Credit has no pre-payment or up-front fees.  Our O’Fallon dental office is a Care Credit provider.  Ask us about Care Credit to help finance your dental health needs.